事情的真相 - email sharing

事情的真相

一個小朋友問一位富翁說：「叔叔，你為什麼這麼有錢？」
富翁摸摸小朋友的頭道：「小時候，我爸給了我一個蘋果，我賣掉它，再想方法用低價買了兩個蘋果，後來我又這樣賺了四個蘋果。」
小朋友若有所思地說：「哦…叔叔，我好像懂了。」
富翁說：「小朋友你懂個屁啊！後來我爸死了，我繼承了他全部的財產，這才是我富裕的真相。」

給創業者提個醒，不要癡迷于從閱讀成功人士的傳記中找經驗，這些書大部分都經過了精緻的包裝，很多重要的事實都不會告訴你。

例如，比爾蓋茨的書不會告訴你他母親是ＩＢＭ董事，是她給兒子促成了第一筆大生意，巴菲特的書只會告訴你；他８歲就知道去參觀紐交所，但不會告訴你；是他當國會議員的父親帶他去的，而且是高盛的董事接待的。

這才是很多事情的真相！！

Hotel/Motel Scam (email sharing)

Hotel/Motel Scam (This one is so simple it is shocking)

This is kind of scary if only because of how simple it is.

I'll bet this works all too often.

You arrive at your hotel and check in at the front desk. When

Checking in, you give the front desk your credit card (for all the

Charges for your room). You get to your room and settle in.

Someone calls the front desk and asked for (example) Room 620

(which happens to be your room). Your phone rings in your room.

You answer and the person on the other end says the following,

'This is the front desk. When checking in, we came cross a problem

with your charge card information. Please re-read me your credit

card number and verify the last 3 digits numbers at the reverse side

of your charge card.'

Not thinking anything you might give this person your information,

since the call seems to come from the front desk. But actually, it

is a scam of someone calling from outside the hotel/front desk.

They ask for a random room number. Then, ask you for credit card

information and address information. Sounds so professional that

you do think you are talking to the front desk.

If you ever encounter this problem on your vacation, tell the caller

that you will be down at the front desk to clear up any problems.

Then, go to the front desk and ask if there was a problem. If there

was none, inform the manager of the hotel that someone called to scam

you of your credit card information acting like a front desk employee.

This was sent by someone who has been duped, and is still

clearing up the mess.

Please everyone, help spread the word by forwarding this e-mail

to everyone you know. Who knows, you might just help someone avoid

A nasty experience.



Anyone travelling should be aware of this one! Don't tell them anything,

just say, I'll be right down to the desk to clear it up.

FLOUR...useful tip - email sharing

主題： FLOUR...useful tip

不知是真是假 ..........記住也無妨!
Once again it is worth a try.
值得一试
Once I was cooking some corn and stuck my fork in the boiling
water to see if the corn was ready. I missed and my hand went
into the boiling water....
在一次煮玉米粥时，我用叉子在沸腾的粥里翻搅，想看看粥好了没有。
我错手没拿到叉子，而把手碰进了沸水里面！痛得我尖叫起来！
A friend of mine, who was a Vietnam vet, came into the house, just
as I was screaming, and asked me if I had some plain old flour...I
pulled out a bag and he stuck my hand in it. He said to keep my hand
in the flour for 10 mins. which I did. He said that in Vietnam , this guy
was on fire and in their panic, they threw a bag of flour all over him to
put the fire out...well, it not only put the fire out, but he never even had
a blister!!!!
一位越南朋友,他是位兽医，恰巧来到我家，我正在尖叫！他即刻问我有没有面粉。我拿出一袋面粉，他叫我把手伸进去，并且放在面粉里10分钟，我照做了。他说，在越南曾有一个家伙身上着火了，众人在惊慌中把一袋子的面粉撒在他的身上灭火。但令人惊讶的是，它不仅灭了火，被燒那家伙的身上竞没有水泡！！！
So, I put my hand in the bag of flour for 10 mins, and then pulled it out and had not even a red mark or a blister and absolutley NO
PAIN.
Now, I keep a bag of flour in the fridge and every time I burn myself,
I use the flour and never ONCE have I ever had a red spot, a burn or a blister!
*cold flour feels even better than room temperature flour.
我把手放在面粉里10分钟后拿出来，手上确実没有灼伤的红印或者水泡，完全没有受伤！
现在，我总会在冰箱放一袋子面粉，每次不小心灼伤自己，我就用面粉敷，没有一次是有红印或水泡的。
*注意：冷面粉比常温面粉效果更佳！
Miracle, if you ask me. Keep a bag of white flour in your fridge and you will be happy you did. I even burnt my tongue and put the flour on it for about 10 mins, and the pain was gone and no burn. Try it!
Don't run your burn area under Cold water first, just put it right into the flour for 10 mins and experience a miracle!
奇迹！如果你问我的话。放一袋白面粉在冰箱是不会錯的。我甚至在烫到舌头的时候，把面粉敷在上面10分钟，伤去无痕！试一试吧！
不要把你烫伤的地方马上放在冷水下冲洗，而要放在面粉里10分钟，你会发现奇迹的！

Calabash – how does it using in Feng Shui

Calabash – how does it using in Feng Shui.

Nowadays Calabash is widely using in the Feng Shui field, especially in flying stars Feng Shui system. It used to solve the star “2” which is the sick star.

Since Feng Shui appears, it modifies by different masters. We need to accept that it has a lot of superstition stuffs involve. We need to clear understand “why?” for the Feng Shui theory. Blind to believe in “Theory” or “Master” is real superstition.

Let’s see what kind of Trigram that Calabash belongs to, some master may think it is belong to “Dui”. If you look at “Dui” basic meaning, it is belong to metal, broken, mouth. Then only Calabash became dry and makes it as the water bottle, it has the mouth. It never can claim as “Dui”.

In Eight trigrams, only “Shun 巽”, “Chun震” is belong to wood, Calabash is a kind of plants, and it is a tall tree, and the shape of “Chun震” Trigram is like a container. Therefore “Chun震” is more suitable.

In the flying stars system linage, they were using the bell to solve the sick star. To use the “Calabash” to solve the sick star is first appear in around 1980. Master Chan Pui Sang 陳倍生 is a Chinese Doctor and he change his career as a Feng Shui master. During that moment he taught one of his students, Master Song Siu Kwong (宋韶光), got invited to talk about Feng Shui in the television in Hong Kong, then using “Calabash” to solve the sick star become more popular.

Under Master Song Siu Kwong (宋韶光) explanation, “Calabash” is use as a herbs bottle in the ancient time, therefore “Calabash” is a symbol of a doctor. That is why we call the job of a doctor is “懸壺濟世”. Doctor is deal with sick that is the reason why to use the “Calabash” to solve the sick star.

Under my research, most of the “懸壺濟世” doctor in the ancient time is Daoism Master; the Feng Shui is also one of the tools for them to serve the society. “Calabash” is also the symbol of Daoism. They use it to collect the evil spirit and then use the talisman to close its mouth. The Daoism believed that the sickness is coming from the evil spirit, if you can collect them into the “Calabash”, they don’t have the chance to make the people sick.

If believed “Calabash” can solve a sick star, then running a hospital become more easy, we just need to hang a “Calabash” in the patient’s bed, then we don’t need to spend so much money in the medicines cost.

To believe or not believe this “Calabash” theory, it is up to you. But at least, you will more understand how it is coming from.

富裕病毒 - Affluenza (email sharing)

富裕病毒~—這一代就已面臨的生命課題
● 其實富裕病毒包括：

◎ 沒能力煮飯：被外食餵食習慣了˙像家中豢養的動物沒有尋找新鮮乾淨食物的能力。

◎ 沒有工作價值：太有錢沒有工作的必要˙太聰明→社會付出的功能消失。
◎ 社會需求消失˙工作需求消失→飽食終日˙無所事事→這是現代社會的多數現象。
妳，還在當「孝子」「孝女」嗎？



這股「富裕病毒」正席捲全球，從美國、日本到臺灣……看完這篇覺得花點自己的辛苦錢享受人生或投資賠點錢也不一定是壞事，避免小孩得富裕病。
　　美國調查：繼承15萬美元以上財產的小孩，2成放棄工作，多數一事無成；他們得到越多，越不滿足，甚至失去奮鬥目標。這股「富裕病毒」正席捲全球，從美國、日本到臺灣……

　　「好好待妳的小孩，但不要給他們太多財產。」這是今年一月，美國《商業週刊》出版的25個最佳觀念專題(The best 25 ideas)，報導開始的第一句話。配合一張皺著眉頭、不開心的小孩照片，這句話格外引人好奇：為何要這麼慎重其事的談這事？

　　答案在文章中的一個單字：「富裕病」(affluenza)。先前令人聞之色變的禽流感(Avian Influenza)，讓大家看到富裕病的英文時，感覺好熟悉。沒錯，富裕病這個名詞是1990年代後期才發源於美國，由兩個單字「富裕」(affluence)和「流感」(influenza)合成，指那些由於父母供給太多，造成孩子過度沉溺物質，生活缺乏目標等後遺症。
童年富裕、長大負債
　　美國年輕破產族，每年增加16%。當美國嬰兒潮世代到達人生成就最高峰，即將擁著四百一十兆美元退休，甚至將財富傳承給下一代的階段，卻突然發現，他們的兒女或孫兒女，正受到富裕病毒的威脅。

　　根據美國消費者聯盟的一項調查，2003年有31%的大學生，有超過三千美元的信用卡債，比2000年增加了67%；二十五歲以下因為負債而破產的人數，過去十年也以每年16%的速度快速增長(二十五歲以上破產人口的增加速度只有5%)。不是因為年輕人沒錢，而是因為他們太愛亂花錢，所以如今美國許多大學將消費性負債，列入學生退學的評量因素之一。








臺灣也不遑多讓
　　根據金融監督管理委員會銀行局的最新統計，臺灣所有卡債中，五分之一是由二十至二十九歲的年輕人所「貢獻」。他們主要用於購買奢侈品所積欠的現金卡、信用卡卡債，共計一千四百七十八億元，相當於政府兩年的高等教育經費，或未來八年的全國治水經費。

　　而根據研究，美國的破產族當中，超過七成都來自於中產或者更高收入的家庭。他們的人生因為負債搞得一塌糊塗，並不是他們資源太少，反而是在他們成長過程中，資源的供給非常充裕，甚至是太充裕了。


美國興起反思浪潮，
五分之一富豪寧捐出財富不留給子女
　　今日的美國，百萬富翁在十年內成長了400%，對財富卻出現了反思的浪潮：2003年，哈佛大學募款人柯立爾估計，全美三百二十萬名百萬富翁中，約有六十萬人因擔心會寵壞子女而將捐出大筆財富。他說：「許多新富之家，希望子女只享有中產階級的生活形態，好讓他們擁有快樂婚姻，並且養育快樂子女。」

　　那麼這些新富會留多少錢給子女？柯立爾表示，資產超過三千萬美元的富豪，會留給子女每人約一百五十萬美元，這筆錢可用來買一幢房子，且受良好的教育。連續十二年蟬聯《富比世》全球富人排行榜第一名的微軟創辦人比爾．蓋茲，則早在一九九九年時宣布，他和妻子將他們兩個孩子的遺產繼承金額，限制在一億美元以內。蓋茲目前的身價有五百億美元，卻只留下五百分之一給孩子，剩餘的財富全部捐獻給慈善機構和社會福利事業。
富裕人口也快速增加的華人社會而言，如何恰當的給孩子金錢、資源？正是前所未有的挑戰。首先，中國傳統上避諱談錢；其次，我們的傳統都還是留遺產給孩子，而非將財富留給社會。奇美創辦人許文龍四月二十七日在交通大學演講時表示，他有二女一男，但三個子女現在還不知道，老爸到底會不會留財產給他們。他說：「我錢很多，留一些給子女到底要留多少？」這個問題對他而言，! 遠比經營事業還困難。

　　不只有錢的許文龍覺得很難，對大部分中國人的父母而言都不是簡單的事。從事跨文化，本土心理學研究的中研院院士楊國樞指出，包括臺灣、香港、中國大陸、日本、韓國等東亞儒家文化圈，是集體主義的社會，「至今我們民法的『父債子還』，還是延續這樣的『家族共產主義』精神。」

富留子孫種下惡果，
孩子變得只知享受，不知義務

　　今年四月十六日，臺南市爆出一家四口燒炭自殺的人倫悲劇，二十八歲的張智凱帶著妻子與五歲長女、五個月大幼女，輕易的結束四條寶貴的生命，自殺原因只因為高中音樂老師退休的媽媽不借給他三十萬元！

　　悲傷的母親，即便面對兒子指控「媽媽愛錢更甚我的生命」，深痛之餘，仍然替兒子說話，認為是媒體亂寫，「他其實很乖」。老鄰居看到的則是，失婚獨立扶養張智凱長大的陳玉霞，在張智凱從小到大的成長中，只要是張智凱開口要的東西，幾乎沒有說不的。

　　美國威斯康辛大學博士、東吳大學社會係副教授吳明燁觀察指出，在這個家「呈現的似乎是孩子只有權利，沒有義務。」這個永遠只負責享受的孩子，最後走上的是富裕病的最惡後果。

　　外國人稱臺灣為Boss Land，因為臺灣家族對子女高度的經濟支持，讓許多人不需要理性計算風險，就可以隨性創業。「因為得來容易，所以臺灣創業的年輕人投資報酬率常算不清楚。」南華大學社會科學院院長翟本瑞說，同樣的，在花錢時，年輕人也預期將來會從家裡繼承財產，而有恃無恐。

讓孩子走出「金鳥籠」，教導正確用錢觀念，為自己負責

　　中國人常說「富不過三代」，但這並非打不破的魔咒；深入了解一些能夠富過好幾代的家族，對如何與財富相處，都有非常嚴謹的教養。翟本瑞舉例，德國最老的投資銀行梅茲勒(Meztler)家族，富過三代的秘訣只有一個：不讓孩子關進「金鳥籠」；他們的小孩上地區最普通的學校，每天走路去搭公車上學，與所有同學一起玩耍、一起生活，吃同樣食物。

　　世界上最富有的家族——沃爾瑪集團的華頓家族，已逝的董事長山姆．華頓(Sam Walton)，奉行的財富教育核心理念是「勞動讓人有價值」。老華頓從來不給孩子們零用錢，他的四個孩子很小就開始「打工」，在商店裡擦地板，幫忙修補倉庫的房頂，晚上幫助裝卸簡單的貨物，老華頓則根據一般的工人標準付給他們「工資」。

　　這一代華人富裕家庭的青少年，是在「漏斗型」的資源灌注下成長──臺灣出生率是世界倒數第一，全臺平均值衹有1.2%，居民社經地位最高的臺北市，出生率更低至1.04%。因此，富裕病毒對華人的考驗，將比SARS(嚴重急性呼吸道症候群)更為嚴峻。妳的孩子，做好防疫措施了嗎？妳的財富教育啟動了嗎？

My Feng Shui music "Action Space"

My Feng Shui music "Brightdays"